FIRST PARTY COVERAGE

Rebar Bernstiel attorneys handle first party property damage and income loss claims throughout the country. We provide pragmatic counsel during the investigation and adjudication of these claims as well as efficiently litigate disputed claims in a broad array of first party disputes with potential exposure of amounts up to $1 billion. Rebar Bernstiel attorneys have served a variety of clients in every recent catastrophe impacting the property insurance industry. Our attorneys successfully served as National Coordinating Counsel for a major U.S. insurer in connection with first-party mold claims. Our attorneys have effectively counseled clients concerning environmental losses, industrial sabotage, mold issues, and claims arising from natural disasters including the particularly devastating 2004, 2005, and 2012 hurricane seasons. In light of our extensive experience assisting clients with their investigations, adjudications, and defense of claims, we also have worked closely with our clients to provide legal counsel regarding the development and implementation of policy provisions.

Whether and the extent to which an insurance policy responds to a policyholder's claim for physical damage or time element losses are often fundamental questions presented by every loss notice tendered to a first party property insurer Although some issues are straightforward, they usually are complex and nuanced and must be interpreted in light of the language of the policy. Our firm is equipped with the depth and breadth of experienced, practically minded attorneys who help examiners, adjusters, and senior management navigate their way through the claim investigation and adjudication. Where appropriate, we conduct examinations under oath and participate in appraisals, arbitrations, mediations, negotiations, and other alternative dispute resolution procedures. Our attorneys also have established an unparalleled first-party litigation track record.

Our first party expertise has been highlighted in Best’s Review, Business Insurance, CPCU Journals, and several other industry publications. Rebar Bernstiel attorneys are available to assist you in evaluating first party issues from the moment a claim is made all the way through to the litigation or appeal of a disputed claim.