Of Counsel    

Pennsylvania Office
E: mmetzger@sbrslaw.com
T: 484-344-5322
C: 845-261-0788
F: 484-344-5341
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Blue Bell Executive Campus
470 Norristown Road, Suite 201
Blue Bell, Pennsylvania 19422
New Jersey Office
T: 609-375-2070
F: 888-761-8299
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100 Overlook Center, 2nd Floor
Princeton, New Jersey 08540

Michael’s practice focuses primarily on resolution of insurance coverage disputes. He has substantial experience counseling and litigating on behalf of insurers and corporations in complex coverage and claims-related matters. Areas of particular experience include complex commercial general liability claims, products liability, coverage of additional insureds, advertising injury, professional liability, directors’ and officers’ liability, financial institutions coverage, excess liability coverage, and extra-contractual claims. He has assisted in the handling and litigation of catastrophic commercial property claims including claims arising from the 9/11 terrorist attacks and mid-2000s Gulf Coast hurricanes. He is adept at coordinating cross-border litigation and conducting discovery in other countries, both in insurance coverage and liability defense cases. In multi-party cases, Michael has taken a leading role in developing joint defense strategies on issues of common interest cost-effective litigation planning. He also conducts in-house training for clients on emerging insurance and claims-handling issues.

Professional Experience

Prior to joining SBRS, Michael was a a partner at a boutique California-based insurance litigation firm and a member of Cozen O’Connor in its insurance coverage department. A litigator since 2002, Michael is admitted to various state and federal courts and also has been admitted pro hac vice in courts around the country. He has handled matters in California, Delaware, Georgia, Nevada, New Jersey, New York, Ohio, Pennsylvania, Texas, and Wisconsin. He also has coordinated commercial and insurance coverage litigation in Mexico and New Zealand.

Before law school, Michael served in the U.S. Navy as the supply officer of a nuclear submarine and later operations officer of a destroyer. He saw extensive sea duty with both the Atlantic and Pacific Fleets and attained the rank of Lieutenant Commander.


Michael received his law degree from University of San Diego School of Law. He has an undergraduate degree in Economics from the University of California, Santa Barbara, where he was selected for the Senior Honors program in the Department of Economics.

Primary Practice Areas

Arson & Fraud


Bad Faith


Complex Litigation


Construction Defect


Crisis Management




First Party Coverage


Third Party Coverage

Additional Practice Areas
  • Advertising Injury
  • Additional Insured Coverage
  • Business Interruption Insurance
  • Commercial Auto & Motor Carrier Coverage
  • Complex and Mass Tort Liability
  • Corporate Disputes and Shareholder Claims
  • Directors & Officers Responsibilities & Liability Coverage
  • Excess Coverage
  • Extra-Contractual Liability
  • Financial Institutions Coverage
  • General Liability Coverage
  • International Civil Litigation
  • Political Risk Coverage
  • Premises & Security Liability
  • Products Liability
  • Property Insurance
  • Punitive Damages
  • Terrorism Coverage
  • Time Element First Party Coverages
Bar Memberships & Court Admissions
  • California
  • New Jersey
  • Pennsylvania
  • U.S. District Court for the Northern District of California
  • U.S. District Court for the District of New Jersey
Representative Matters

(2013) Assessed coverage and developed strategy for insurer facing $50 million exposure to demand by large school district for defense and indemnity of over 100 student-abuse claims and suits. Coordinated response with lead counsel for other primary and excess insurers on the risk during 14-year exposure period.

(2013) Saved primary insurer $700,000 as lead counsel defending equitable subrogation action by excess insurer in New York federal court arising from underlying wrongful death case in Virginia.

(2012) Advised and represented international insurer in response to demand by energy drink company for defense and indemnity of multi-million dollar liability claims arising from alleged infringement of wireless messaging and social media patents.

(2010) Defended major international hotel operator and negotiated settlement at substantially less than 10% of original $7 million demand in Texas personal injury suit arising from illness at a popular Mexican resort. Recovered 90% of settlement representing hotel operator’s insurer and directing local counsel in Mexican subrogation action against hotel’s owner.

(2008) Obtained one of the first protective orders limiting discovery in a federal civil action while a forum non conveniens dismissal motion was pending, capitalizing on the Supreme Court's dicta endorsement of limited discovery in its 2007 Sinochem v Malaysia Shipping decision.

(2008) Mediated and negotiated settlement at slightly more than 10% of $2 million sought by other primary insurer in California equitable contribution action against domestic insurer of Chinese manufacturer of product involved in three wrongful death cases.

(2008) Won summary judgment and complete dismissal of third party claims against hotel client for indemnity or contribution in a New Jersey wrongful death case.

(2007) Represented New Zealand insurer responding to demand by New Zealand manufacturer for defense and indemnity of California personal injury action. Negotiated very favorable settlement with plaintiff and policyholder in California while initiating and coordinating litigation of coverage declination action in Auckland with New Zealand counsel.

(2005) As trial second chair, helped achieve complete defense verdict against demand of $22.5 million in products liability case involving alleged closed-head injury. In role as coverage counsel for insurer, monitored and liaised with independent counsel appointed for additional insured co-defendant.

(2004) As junior associate, part of team that saved insurer client $290 million in first party property coverage litigation arising from 9/11 attack on the World Trade Center.

Speaking Engagements

What You Need to Know About Litigation Management Guidelines. Mealey’s Litigation Management Guidelines Conference, co-presenter, May 10, 2007.

Charitable & Civic Involvement and Personal Interests
  • Served as pro bono child advocate in Philadelphia through the Support Center for Child Advocates.
  • Member, Delaware Valley Orienteering Association